In case of credit cards and debit transactions, the funds are typically available in your checking account in 1-2 business days. The payment transaction then changes from Pending to Authorized to Complete and you are notified about that. In case of eCheck payments or ACH transactions, the processing time is about 3-5 business days and is dependent on the payer's bank. Like card payments, eCheck transactions immediately update to the Approved status when successfully submitted.